/* =========================================================================
   Ares Capital Invest — premium white & gold theme
   ========================================================================= */
:root{
  --gold-50:#FBF6E7;
  --gold-100:#F7E7B4;
  --gold-300:#E6C766;
  --gold:#D4AF37;
  --gold-deep:#A77F1E;
  --ink:#1a1a22;
  --ink-soft:#4a4a55;
  --muted:#8a8a96;
  --line:#ece7da;
  --paper:#ffffff;
  --cream:#fcfaf4;
  --cream-2:#f7f3e8;
  --green:#2e9e6b;
  --amber:#c79320;
  --red:#c0473f;
  --shadow:0 18px 50px -24px rgba(60,48,12,.35);
  --shadow-sm:0 8px 26px -16px rgba(60,48,12,.35);
  --radius:18px;
  --radius-sm:12px;
  --font-serif:'Playfair Display',Georgia,'Times New Roman',serif;
  --font-sans:'Inter',-apple-system,BlinkMacSystemFont,'Segoe UI',Roboto,sans-serif;
  --maxw:1180px;
}

*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{
  margin:0;font-family:var(--font-sans);color:var(--ink);
  background:var(--cream);
  -webkit-font-smoothing:antialiased;line-height:1.6;overflow-x:hidden;
}
a{color:inherit;text-decoration:none}
img{max-width:100%;display:block}
h1,h2,h3,h4{font-family:var(--font-serif);font-weight:700;line-height:1.12;margin:0;letter-spacing:.2px}
.container{max-width:var(--maxw);margin:0 auto;padding:0 24px}
.gold-text{
  background:linear-gradient(120deg,var(--gold-100),var(--gold) 45%,var(--gold-deep));
  -webkit-background-clip:text;background-clip:text;color:transparent;
}
.eyebrow{
  font-family:var(--font-sans);font-size:12px;font-weight:600;letter-spacing:3px;
  text-transform:uppercase;color:var(--gold-deep);display:inline-flex;align-items:center;gap:10px;
}
.eyebrow::before{content:"";width:26px;height:1px;background:linear-gradient(90deg,transparent,var(--gold))}
.section{padding:96px 0;position:relative}
.section-head{max-width:680px;margin:0 auto 54px;text-align:center}
.section-head h2{font-size:clamp(28px,4vw,44px)}
.section-head p{color:var(--ink-soft);margin-top:14px;font-size:17px}

/* buttons */
.btn{
  display:inline-flex;align-items:center;gap:10px;cursor:pointer;border:none;
  font-family:var(--font-sans);font-weight:600;font-size:15px;padding:14px 26px;border-radius:999px;
  transition:transform .25s ease,box-shadow .25s ease,background .25s ease;position:relative;overflow:hidden;
}
.btn-gold{
  color:#3a2c06;
  background:linear-gradient(120deg,var(--gold-100),var(--gold) 55%,var(--gold-deep));
  box-shadow:0 10px 26px -10px rgba(167,127,30,.65);
}
.btn-gold:hover{transform:translateY(-2px);box-shadow:0 16px 34px -12px rgba(167,127,30,.75)}
.btn-gold::after{
  content:"";position:absolute;inset:0;background:linear-gradient(120deg,transparent,rgba(255,255,255,.6),transparent);
  transform:translateX(-130%);transition:transform .7s ease;
}
.btn-gold:hover::after{transform:translateX(130%)}
.btn-ghost{background:transparent;color:var(--ink);border:1px solid var(--line)}
.btn-ghost:hover{border-color:var(--gold);color:var(--gold-deep);transform:translateY(-2px)}

/* =========================== HEADER =========================== */
.site-header{
  position:fixed;top:0;left:0;right:0;z-index:60;
  transition:background .35s ease,box-shadow .35s ease,padding .35s ease;
  padding:18px 0;
}
.site-header.scrolled{background:rgba(255,255,255,.85);backdrop-filter:blur(14px);
  box-shadow:0 1px 0 rgba(0,0,0,.04),0 10px 30px -22px rgba(60,48,12,.5);padding:12px 0}
.nav{display:flex;align-items:center;justify-content:space-between;gap:24px}
.nav-logo{height:42px;width:auto}
.nav-links{display:flex;gap:30px;align-items:center}
.nav-links a{font-size:14.5px;font-weight:500;color:var(--ink-soft);position:relative;transition:color .2s}
.nav-links a::after{content:"";position:absolute;left:0;bottom:-6px;width:0;height:2px;
  background:linear-gradient(90deg,var(--gold),var(--gold-deep));transition:width .3s}
.nav-links a:hover{color:var(--ink)}
.nav-links a:hover::after{width:100%}
.nav-cta{display:flex;gap:12px;align-items:center}
.burger{display:none;flex-direction:column;gap:5px;background:none;border:none;cursor:pointer;padding:6px}
.burger span{width:24px;height:2px;background:var(--ink);border-radius:2px;transition:.3s}

/* =========================== HERO =========================== */
.hero{position:relative;padding:170px 0 110px;overflow:hidden}
.hero-bg{position:absolute;inset:0;z-index:0;
  background:
    radial-gradient(1200px 500px at 80% -10%,rgba(212,175,55,.16),transparent 60%),
    radial-gradient(900px 500px at 0% 20%,rgba(212,175,55,.10),transparent 55%),
    linear-gradient(180deg,#fffdf7,var(--cream));
}
.hero-bg::before{ /* drifting gold orbs */
  content:"";position:absolute;width:420px;height:420px;border-radius:50%;top:-120px;right:-80px;
  background:radial-gradient(circle,rgba(212,175,55,.25),transparent 70%);filter:blur(10px);
  animation:float1 14s ease-in-out infinite;
}
.hero-grid{position:relative;z-index:2;display:grid;grid-template-columns:1.05fr .95fr;gap:50px;align-items:center}
.hero h1{font-size:clamp(38px,5.6vw,68px);letter-spacing:-.5px}
.hero h1 .gold-text{display:inline-block}
.hero-lead{font-size:19px;color:var(--ink-soft);max-width:520px;margin:22px 0 30px}
.hero-actions{display:flex;gap:14px;flex-wrap:wrap}
.trust-row{display:flex;gap:28px;margin-top:34px;flex-wrap:wrap}
.trust-row .t{display:flex;flex-direction:column}
.trust-row .t b{font-family:var(--font-serif);font-size:26px;color:var(--ink)}
.trust-row .t span{font-size:13px;color:var(--muted)}

/* hero featured card */
.spotlight{
  position:relative;background:linear-gradient(160deg,#fffefb,#fbf6e9);
  border:1px solid var(--line);border-radius:24px;padding:30px;box-shadow:var(--shadow);
  overflow:hidden;
}
.spotlight::before{content:"";position:absolute;inset:0;
  background:linear-gradient(120deg,transparent 40%,rgba(255,255,255,.5) 50%,transparent 60%);
  transform:translateX(-100%);animation:shimmer 5.5s ease-in-out infinite}
.spot-badge{display:inline-flex;align-items:center;gap:8px;font-size:12px;font-weight:700;letter-spacing:1.5px;
  text-transform:uppercase;color:#3a2c06;background:linear-gradient(120deg,var(--gold-100),var(--gold));
  padding:7px 14px;border-radius:999px;position:relative;z-index:2}
.spot-head{display:flex;align-items:center;gap:16px;margin:20px 0 10px;position:relative;z-index:2}
.spot-logo{width:60px;height:60px;border-radius:16px;display:grid;place-items:center;font-family:var(--font-serif);
  font-weight:700;font-size:26px;color:#3a2c06;background:linear-gradient(135deg,var(--gold-100),var(--gold));
  box-shadow:inset 0 0 0 1px rgba(255,255,255,.5)}
.spot-head h3{font-size:24px}
.spot-head .cat{font-size:13px;color:var(--muted)}
.spot-rating{display:flex;align-items:center;gap:14px;margin:8px 0 16px;position:relative;z-index:2}
.spot-score{font-family:var(--font-serif);font-size:46px;line-height:1;color:var(--gold-deep)}
.stars{display:inline-flex;gap:2px}
.stars svg{width:18px;height:18px}
.spot-desc{font-size:14.5px;color:var(--ink-soft);position:relative;z-index:2;margin-bottom:18px}
.spot-foot{display:flex;justify-content:space-between;align-items:center;position:relative;z-index:2}
.spot-foot .rev{font-size:13px;color:var(--muted)}

/* =========================== STATS band =========================== */
.stats-band{background:linear-gradient(120deg,#15140f,#23200f);color:#fff;padding:54px 0;position:relative;overflow:hidden}
.stats-band::after{content:"";position:absolute;inset:0;background:radial-gradient(700px 240px at 50% -40%,rgba(212,175,55,.25),transparent)}
.stats-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:26px;position:relative;z-index:2;text-align:center}
.stat b{font-family:var(--font-serif);font-size:clamp(30px,4vw,46px);display:block}
.stat .gold-text{filter:drop-shadow(0 2px 8px rgba(212,175,55,.25))}
.stat span{font-size:13.5px;color:#c9c6ba;letter-spacing:.5px}

/* =========================== FILTER / GRID =========================== */
.controls{display:flex;gap:14px;justify-content:center;flex-wrap:wrap;margin-bottom:38px}
.search-box{position:relative;flex:1;max-width:420px;min-width:240px}
.search-box input{width:100%;padding:14px 16px 14px 44px;border-radius:999px;border:1px solid var(--line);
  background:#fff;font-size:15px;font-family:var(--font-sans);transition:border .2s,box-shadow .2s}
.search-box input:focus{outline:none;border-color:var(--gold);box-shadow:0 0 0 4px rgba(212,175,55,.12)}
.search-box svg{position:absolute;left:16px;top:50%;transform:translateY(-50%);width:18px;height:18px;color:var(--muted)}
.filters{display:flex;gap:8px;flex-wrap:wrap}
.chip{padding:11px 18px;border-radius:999px;border:1px solid var(--line);background:#fff;cursor:pointer;
  font-size:14px;font-weight:500;color:var(--ink-soft);transition:.22s}
.chip:hover{border-color:var(--gold-300)}
.chip.active{background:linear-gradient(120deg,var(--gold-100),var(--gold));color:#3a2c06;border-color:transparent;font-weight:600}

.grid{display:grid;grid-template-columns:repeat(3,1fr);gap:24px}
.card{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:24px;position:relative;
  transition:transform .35s cubic-bezier(.2,.7,.3,1),box-shadow .35s,border-color .35s;cursor:pointer;overflow:hidden}
.card:hover{transform:translateY(-6px);box-shadow:var(--shadow);border-color:var(--gold-300)}
.card.featured{border:1.5px solid var(--gold);background:linear-gradient(165deg,#fffdf6,#fbf5e6)}
.card.featured::before{content:"★ Featured";position:absolute;top:14px;right:-34px;transform:rotate(45deg);
  background:linear-gradient(120deg,var(--gold),var(--gold-deep));color:#fff;font-size:11px;font-weight:700;
  letter-spacing:1px;padding:5px 40px}
.card-top{display:flex;align-items:center;gap:14px;margin-bottom:14px}
.c-logo{width:50px;height:50px;border-radius:13px;display:grid;place-items:center;font-family:var(--font-serif);
  font-weight:700;font-size:20px;color:#3a2c06;background:linear-gradient(135deg,var(--cream-2),#efe6cd);flex-shrink:0}
.card.featured .c-logo{background:linear-gradient(135deg,var(--gold-100),var(--gold));}
.card-top h3{font-size:19px}
.card-top .cat{font-size:12.5px;color:var(--muted)}
.card-mid{display:flex;align-items:center;justify-content:space-between;margin:6px 0 14px}
.score-pill{font-family:var(--font-serif);font-size:30px;color:var(--ink)}
.card.featured .score-pill{color:var(--gold-deep)}
.status{font-size:12px;font-weight:600;padding:5px 12px;border-radius:999px;letter-spacing:.4px}
.status.recommended{background:rgba(46,158,107,.12);color:var(--green)}
.status.neutral{background:rgba(199,147,32,.14);color:var(--amber)}
.status.not_recommended{background:rgba(192,71,63,.12);color:var(--red)}
.card-desc{font-size:14px;color:var(--ink-soft);min-height:42px}
.card-foot{display:flex;justify-content:space-between;align-items:center;margin-top:16px;padding-top:14px;border-top:1px solid var(--line)}
.card-foot .rev{font-size:12.5px;color:var(--muted)}
.card-foot .more{font-size:13px;font-weight:600;color:var(--gold-deep);display:inline-flex;gap:5px;align-items:center;transition:gap .2s}
.card:hover .card-foot .more{gap:9px}

/* =========================== WHY / FEATURES =========================== */
.why{background:linear-gradient(180deg,#fff,var(--cream))}
.features{display:grid;grid-template-columns:repeat(3,1fr);gap:24px}
.feature{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:30px;transition:.3s}
.feature:hover{transform:translateY(-5px);box-shadow:var(--shadow-sm)}
.feature .ic{width:54px;height:54px;border-radius:14px;display:grid;place-items:center;margin-bottom:18px;
  background:linear-gradient(135deg,var(--gold-100),var(--gold));color:#3a2c06}
.feature .ic svg{width:26px;height:26px}
.feature h3{font-size:19px;margin-bottom:8px}
.feature p{font-size:14.5px;color:var(--ink-soft)}

/* =========================== REVIEWS =========================== */
.reviews-wrap{display:grid;grid-template-columns:repeat(3,1fr);gap:24px}
.review{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:26px;position:relative}
.review .q{font-family:var(--font-serif);font-size:60px;color:var(--gold-100);position:absolute;top:6px;right:20px;line-height:1}
.review .stars{margin-bottom:12px}
.review p{font-size:14.5px;color:var(--ink-soft);position:relative;z-index:2}
.review .who{display:flex;align-items:center;gap:12px;margin-top:16px}
.avatar{width:42px;height:42px;border-radius:50%;display:grid;place-items:center;font-weight:700;color:#3a2c06;
  background:linear-gradient(135deg,var(--gold-100),var(--gold));font-size:15px}
.review .who b{font-size:14px}
.review .who span{font-size:12px;color:var(--muted);display:block}

/* form */
.review-form{max-width:680px;margin:46px auto 0;background:#fff;border:1px solid var(--line);
  border-radius:var(--radius);padding:34px;box-shadow:var(--shadow-sm)}
.review-form .row{display:grid;grid-template-columns:1fr 1fr;gap:16px}
.field{margin-bottom:16px}
.field label{display:block;font-size:13px;font-weight:600;color:var(--ink-soft);margin-bottom:7px}
.field input,.field select,.field textarea{width:100%;padding:12px 14px;border:1px solid var(--line);
  border-radius:var(--radius-sm);font-family:var(--font-sans);font-size:14.5px;background:var(--cream);transition:.2s}
.field input:focus,.field select:focus,.field textarea:focus{outline:none;border-color:var(--gold);
  box-shadow:0 0 0 4px rgba(212,175,55,.12);background:#fff}
.field textarea{min-height:120px;resize:vertical}
.rate-pick{display:flex;gap:6px}
.rate-pick svg{width:30px;height:30px;cursor:pointer;color:#e2dcc8;transition:.15s}
.rate-pick svg.on,.rate-pick svg:hover{color:var(--gold)}

/* =========================== ARTICLES =========================== */
.articles{display:grid;grid-template-columns:repeat(3,1fr);gap:24px}
.article{background:#fff;border:1px solid var(--line);border-radius:var(--radius);overflow:hidden;transition:.3s;cursor:pointer}
.article:hover{transform:translateY(-5px);box-shadow:var(--shadow-sm)}
.article .thumb{height:150px;background:linear-gradient(135deg,var(--cream-2),#efe6cd);position:relative;overflow:hidden}
.article .thumb span{position:absolute;inset:0;display:grid;place-items:center;font-family:var(--font-serif);
  font-size:42px;color:var(--gold)}
.article .body{padding:22px}
.article .tag{font-size:11.5px;font-weight:600;letter-spacing:1px;text-transform:uppercase;color:var(--gold-deep)}
.article h3{font-size:18px;margin:10px 0 8px}
.article p{font-size:14px;color:var(--ink-soft)}

/* =========================== CTA =========================== */
.cta{background:linear-gradient(120deg,#15140f,#26220f);color:#fff;border-radius:28px;padding:64px;text-align:center;
  position:relative;overflow:hidden}
.cta::after{content:"";position:absolute;inset:0;background:radial-gradient(600px 300px at 50% -40%,rgba(212,175,55,.3),transparent)}
.cta h2{font-size:clamp(28px,4vw,42px);position:relative;z-index:2}
.cta p{color:#cfccbf;margin:14px auto 26px;max-width:540px;position:relative;z-index:2}
.cta .btn{position:relative;z-index:2}

/* =========================== FOOTER =========================== */
.footer{background:#12110c;color:#cfccbf;padding:64px 0 30px;margin-top:0}
.foot-grid{display:grid;grid-template-columns:1.4fr 1fr 1fr 1fr;gap:34px}
.footer h4{font-family:var(--font-sans);font-size:13px;letter-spacing:1.5px;text-transform:uppercase;color:#fff;margin-bottom:16px}
.footer a{display:block;font-size:14px;color:#a8a59a;margin-bottom:10px;transition:color .2s}
.footer a:hover{color:var(--gold)}
.foot-about p{font-size:14px;color:#a8a59a;max-width:280px;margin-top:14px}
.foot-bottom{border-top:1px solid rgba(255,255,255,.08);margin-top:40px;padding-top:22px;
  display:flex;justify-content:space-between;flex-wrap:wrap;gap:12px;font-size:13px;color:#7d7a70}
.disclaimer{font-size:12px;color:#6f6c63;margin-top:14px;max-width:760px;line-height:1.6}

/* =========================== MODAL (broker detail) =========================== */
.modal{position:fixed;inset:0;z-index:100;display:none;align-items:flex-start;justify-content:center;
  padding:40px 20px;overflow-y:auto;background:rgba(20,18,10,.5);backdrop-filter:blur(6px)}
.modal.open{display:flex;animation:fade .3s ease}
.modal-card{background:var(--cream);border-radius:24px;max-width:760px;width:100%;box-shadow:var(--shadow);
  overflow:hidden;animation:rise .4s cubic-bezier(.2,.7,.3,1)}
.modal-hero{padding:34px;background:linear-gradient(160deg,#fffefb,#fbf5e6);position:relative}
.modal-close{position:absolute;top:18px;right:18px;width:38px;height:38px;border-radius:50%;border:1px solid var(--line);
  background:#fff;cursor:pointer;display:grid;place-items:center;transition:.2s}
.modal-close:hover{border-color:var(--gold);transform:rotate(90deg)}
.modal-body{padding:30px 34px 36px}
.mb-reviews{display:flex;flex-direction:column;gap:14px;margin-top:8px}
.mb-review{background:#fff;border:1px solid var(--line);border-radius:14px;padding:18px}
.mb-review .top{display:flex;justify-content:space-between;align-items:center;margin-bottom:8px}

/* =========================== animations =========================== */
@keyframes float1{0%,100%{transform:translate(0,0)}50%{transform:translate(-30px,30px)}}
@keyframes shimmer{0%{transform:translateX(-100%)}55%,100%{transform:translateX(120%)}}
@keyframes fade{from{opacity:0}to{opacity:1}}
@keyframes rise{from{opacity:0;transform:translateY(26px)}to{opacity:1;transform:translateY(0)}}
.reveal{opacity:0;transform:translateY(28px);transition:opacity .7s ease,transform .7s cubic-bezier(.2,.7,.3,1)}
.reveal.in{opacity:1;transform:none}
.reveal.d1{transition-delay:.08s}.reveal.d2{transition-delay:.16s}.reveal.d3{transition-delay:.24s}
.reveal.d4{transition-delay:.32s}.reveal.d5{transition-delay:.4s}

/* toast */
.toast{position:fixed;bottom:28px;left:50%;transform:translateX(-50%) translateY(40px);opacity:0;
  background:#15140f;color:#fff;padding:14px 24px;border-radius:999px;font-size:14px;z-index:200;
  box-shadow:var(--shadow);transition:.4s;display:flex;gap:10px;align-items:center}
.toast.show{transform:translateX(-50%) translateY(0);opacity:1}
.toast .dot{width:8px;height:8px;border-radius:50%;background:var(--gold)}

/* =========================== responsive =========================== */
@media(max-width:980px){
  .hero-grid{grid-template-columns:1fr;gap:40px}
  .grid,.features,.reviews-wrap,.articles{grid-template-columns:repeat(2,1fr)}
  .stats-grid{grid-template-columns:repeat(2,1fr);gap:34px}
  .foot-grid{grid-template-columns:1fr 1fr}
}
@media(max-width:680px){
  .nav-links{display:none}
  .burger{display:flex}
  .nav-links.open{display:flex;position:absolute;top:64px;left:0;right:0;flex-direction:column;
    background:#fff;padding:20px 24px;gap:18px;box-shadow:var(--shadow-sm)}
  .grid,.features,.reviews-wrap,.articles{grid-template-columns:1fr}
  .review-form .row{grid-template-columns:1fr}
  .section{padding:64px 0}
  .cta{padding:42px 24px}
  .foot-grid{grid-template-columns:1fr 1fr}
}